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High-risk merchant accounts
If you are dealing with reserves, holds, shutdowns, chargebacks, subscription risk, or category restrictions, MerchantBridge can review your situation for free and help you understand what payment route may be realistic.
Risk factors
It means the business needs the right review. Your category, chargebacks, volume, ticket size, fulfillment, subscription model, prior processor history, and geography all influence what kind of payment relationship may work.
Dispute and refund patterns help determine whether the business is ready for review.
Average ticket, highest ticket, and growth rate affect which route makes sense.
Holds, reserves, or shutdowns can often be explained better when the facts are organized.
Unclear policies, missing context, or vague business descriptions can slow down the process.
Common decline reasons
Partner review
Free review
Share the basics and MerchantBridge will review your category, current payment issue, and possible next steps. There is no MerchantBridge fee for the review.