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Merchant Insights

Industry developments. Practical payment decisions. A clearer next step for your business.

Representing merchants? Explore insights for ISOs and agents.

The merchant reading room

11 published insights

Person wearing a white coat and stethoscope working at a laptop beside a potted plant.

Clinics & telehealth / Merchant guide

Can Telehealth Clinics Charge After a Visit?

Want to charge after a telehealth appointment? Compare saving a card, authorizing funds and collecting payment later, with consent and booking-system questions.

November 3, 2026

People in lab coats and blue gloves examining dishes with a magnifying glass at a laboratory bench.

RUO & research / Merchant guide

First RUO Account: No Payment History

Applying for your first RUO peptide merchant account? Explain the launch stage, separate forecasts from sales and prepare a clear review without statements.

November 2, 2026

Hands using a calculator beside a laptop, printed financial records and open notebooks on a wooden desk.

E-commerce / Merchant guide

Can High-Risk Stores Use Payment Links?

Can a high-risk business collect payment by link without a full website checkout? Review account eligibility, order details and fulfillment confirmation.

November 1, 2026

Person packing a cardboard shipping box beside a laptop and an open order notebook.

E-commerce / Merchant guide

Can High-Risk Stores Accept Apple Pay?

Adding Apple Pay to a high-risk online store? Check wallet rules, processor acceptance and checkout compatibility separately before enabling the button.

October 31, 2026

A clinician wearing glasses and a stethoscope reviews information on a laptop in a bright office.

Clinics & telehealth / Industry update

HHS Peptide Policy: Merchant Accounts

What does the October 30 HHS peptide notice mean for merchant accounts? Separate clinical compounding policy from payment acceptance and RUO research sales.

October 30, 2026

Payments & operations / Merchant guide

Can My Brand Appear on Card Statements?

Help customers recognize your card charges. Review your trading name, billing descriptor, receipt and provider settings before changing what buyers see.

October 30, 2026

A person packing a cardboard shipping box beside a laptop and an open order notebook.

RUO & research / Merchant guide

RUO Peptides: WooCommerce Payments

WooCommerce does not require WooPayments, which prohibits peptides. RUO sellers still need host, provider and checkout eligibility checks.

October 30, 2026

Hands use a calculator beside a laptop, financial worksheets and notebooks.

Payments & operations / Merchant guide

Who Handles ACH Fraud Monitoring?

Considering ACH payments? Understand the questions to ask your bank or provider about Nacha's 2026 fraud-monitoring rules and your business's role.

October 29, 2026

An online seller packs an order beside a laptop and paper order log.

E-commerce / Industry update

Is Your Checkout Ready for AI Shopping?

AI discovery does not guarantee payment acceptance. Review checkout eligibility, order details and fulfillment needs for your high-risk online business.

October 29, 2026

Doctor wearing a stethoscope works on a laptop at a bright office desk.

Clinics & telehealth / Merchant guide

Telehealth Payments: Who Charges Whom?

Map consultation fees, recurring charges and product sales so a payment partner can review your clinic or telehealth business. See what to prepare.

October 29, 2026

Gloved researchers examine laboratory samples in petri dishes using a magnifying glass.

RUO & research / Merchant guide

What Do RUO Peptide Processors Review?

Learn why RUO peptide processing reviews consider your buyers, intended use and sales practices, and what to prepare before discussing payment partners.

October 29, 2026

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